Privacy Policy
Your privacy matters to us at velarionthuso
Introduction
velarionthuso ("we," "our," or "us") operates velarionthuso.com, a weekly budgeting platform designed to help individuals manage their finances effectively. We're committed to protecting your personal information and being transparent about how we collect, use, and safeguard your data.
This privacy policy explains how we handle your personal information when you use our services, visit our website, or interact with our platform. By using velarionthuso, you agree to the collection and use of information in accordance with this policy.
Information We Collect
We collect several types of information to provide and improve our budgeting services:
| Data Type | Examples | Purpose |
|---|---|---|
| Account Information | Name, email address, password | Account creation and authentication |
| Financial Data | Budget categories, spending patterns, financial goals | Providing budgeting insights and recommendations |
| Usage Data | Page views, feature usage, session duration | Platform improvement and analytics |
| Device Information | Browser type, IP address, device identifiers | Security and technical support |
We never store your actual bank account numbers, passwords, or payment card details on our servers. All financial connections use read-only access through secure, encrypted channels.
How We Use Your Information
Your personal information helps us deliver personalised budgeting experiences and maintain platform security. Here's how we use your data:
- Creating and managing your velarionthuso account
- Providing weekly budget analysis and spending insights
- Sending important account notifications and security alerts
- Improving our platform based on user behaviour and feedback
- Ensuring platform security and preventing fraudulent activity
- Complying with legal obligations and regulatory requirements
- Personalising your experience with relevant features and content
We process your information based on legitimate interests, contractual necessity, and your consent where required by law. You can withdraw consent at any time through your account settings.
Your Rights Under UK Law
Under UK data protection law, you have several important rights regarding your personal information:
Right to Access
You can request a copy of all personal data we hold about you, including how it's being used.
Right to Rectification
You can ask us to correct any inaccurate or incomplete personal information.
Right to Erasure
You can request deletion of your personal data when it's no longer necessary for our services.
Right to Restrict Processing
You can limit how we use your data while disputes are resolved or verification is pending.
Right to Data Portability
You can request your data in a structured, commonly used format for transfer to another service.
Right to Object
You can object to processing based on legitimate interests or for direct marketing purposes.
To exercise any of these rights, please contact us using the information provided at the end of this policy. We'll respond to your request within 30 days and may ask you to verify your identity to protect your information.
Data Sharing and Third Parties
We don't sell your personal information to third parties. However, we may share your data in these specific circumstances:
- Service Providers: Trusted partners who help us operate our platform, such as cloud hosting providers and analytics services
- Legal Requirements: When required by law, court orders, or to protect our rights and the safety of our users
- Business Transfers: In the event of a merger, acquisition, or sale of assets, with proper notice to users
- Your Consent: When you explicitly agree to share information with specific third parties
All third-party service providers are contractually bound to protect your information and use it only for the purposes we specify. We regularly review and audit these relationships to ensure your data remains secure.
Data Security and Protection
We implement comprehensive security measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction:
Your data is encrypted both in transit and at rest using industry-standard AES-256 encryption. We employ multi-factor authentication, regular security audits, and continuous monitoring to maintain the highest security standards.
- Secure Socket Layer (SSL) encryption for all data transmission
- Regular penetration testing and vulnerability assessments
- Restricted access controls and employee background checks
- Automated backup systems with encryption
- Incident response procedures and breach notification protocols
- Compliance with ISO 27001 security management standards
While we strive to protect your information, no method of transmission over the internet is 100% secure. We encourage you to use strong passwords and keep your account information confidential.
Data Retention
We retain your personal information only as long as necessary to provide our services and comply with legal obligations:
- Active Accounts: Data is retained while your account remains active
- Closed Accounts: Most data is deleted within 90 days of account closure
- Legal Requirements: Some data may be retained longer to comply with financial regulations
- Analytics Data: Anonymised usage data may be retained for up to 5 years for platform improvement
You can request early deletion of your data at any time, subject to our legal and regulatory obligations. We'll inform you if we need to retain certain information for compliance purposes.
Cookies and Tracking
velarionthuso uses cookies and similar technologies to enhance your experience and understand how our platform is used. We categorise cookies as follows:
- Essential Cookies: Required for basic platform functionality and security
- Performance Cookies: Help us understand usage patterns and improve our services
- Functional Cookies: Remember your preferences and settings
- Analytics Cookies: Provide insights into user behaviour and platform performance
You can control cookie preferences through your browser settings. However, disabling certain cookies may affect platform functionality. Essential cookies cannot be disabled as they're necessary for security and basic operation.
Children's Privacy
velarionthuso is designed for adults aged 18 and over. We don't knowingly collect personal information from children under 16 without parental consent. If we discover we've collected information from a child under 16, we'll delete it immediately.
If you're a parent or guardian and believe your child has provided us with personal information, please contact us so we can take appropriate action to remove the information from our systems.
Changes to This Policy
We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll:
- Notify you via email at least 30 days before changes take effect
- Display a prominent notice on our website
- Update the "Effective Date" at the top of this policy
- Provide a summary of key changes in our notification
Continued use of velarionthuso after policy changes indicates your acceptance of the updated terms. If you disagree with changes, you can close your account before they take effect.
Privacy Questions or Concerns?
velarionthuso Privacy Team
5 Carlton Cres, Southampton SO15 2EY, United Kingdom